Friday, March 22, 2024

Brief Notes of Argument in Consumer Case

 

BEFORE THE HON’BLE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, KOLKATA UNIT-II

8-B, NELLIE SENGUPTA SARANI, 7TH FLOOR,

KOLKATA-700087.

 

Consumer Complaint no. CC/45/2022.

 

                                                          In the matter of :

Mrs. Piya Sengupta, & Anr.

                            ______Petitioners

-      Versus –

 

M/s. Riverbank Developers Private Limited, & Anr.

________Opposite Parties

 

Brief Notes of Argument

On behalf of

The Petitioners

 

 

Facts Surfaced by the Petitioners;

 

1.    The facts of the case, in brief, are that the complainant was supplied with an application form having Serial No. 242831, at cost of Rs. 200/- ( Rupees Two Hundred ) only, requiring them to fill it up and to submit the same giving full particular and details of the intending purchaser having prescribed GENERAL TERMS & CONDITIONS. He was told that option for availing car parking space must be taken at the time of submitting allotment application and the price for the Flat and Car Parking space shall be fixed according to the option taken by them. The Complainants was asked to pay a sum of Rs. 50,000/- ( Rupees Fifty Thousand ) only, for application money or allotment money, which the complainants applied jointly and consequently paid such sum of Rs. 50,000/- ( Rupees Fifty Thousand ) only, in favour of Riverbank Developers Private Limited, towards application money and the same was paid by them at the time of submitting the said application for allocation of  allotment.

 

2.    The Complainants were allotted Apartment No. 12A1 on the 12th Floor, Tower No. 14, at Hiland Greens by electronic draw. Complainants were informed that the consideration price of the flat with open car parking shall be Rs. 23,70,000/- ( Rupees Twenty Three Lakhs and Seventy Thousand ) only, and a sum of Rs. 25,000/- ( Rupees Twenty Five Thousand only, has to be paid for Maintenance Corpus Deposit which has to be paid by several installments as per Payment Schedule mention in the General Terms and Conditions ( GTC ). After allotment of the flat the Complainants was asked to pay allotment money as of Rs. 2,86,460/- ( Rupees Two Lakhs and Eighty Six Thousand and Four Hundred Sixty ) only, and the Complainants were informed that the “Application Money of Rs. 50,000/- ( Rupees Fifty Thousand ) only, already paid by them shall form a part of the allotment money as specified in the Payment Schedule.

 

3.    By aforesaid representation the Complainants were made to understand that they have to pay a sum of Rs. 23,70,000/- ( Rupees Twenty Three Lakhs and Seventy Thousand ) only, As consideration for the Flat and Car parking space allotted to them including Rs. 25,000/- ( Rupees Twenty Five Thousand ) only, for Maintenance Corpus Deposit and no other money. Therefore the total sum being consideration as of Rs. 23,70,000/- ( Rupees Twenty Three Lakhs and Seventy Thousand ) only. As per demand made in the payment schedule provided, the Complainants paid a sum of Rs. 23,42,761/- ( Rupees Twenty Three Lakhs and Forty Two Thousand and Seven Hundred Sixty One ) only, and further sum of Rs. 5,000/- ( Rupees Five Thousand ) only towards being charges for open car parking to covered car parking.

 

4.    The Complainants made payments to the Opposite Parties for allotted Apartment No. 12A1 on the 12th Floor, Tower No. 14, at Hiland Greens, with covered car parking in the following :

 

 

Sl. No.

Date

Particulars

Amount

01

03-11-2014

MR-01369/2014

50,000/-

02

09-01-2015

MR-REC-0002/01927/14-15

2,86,461/-

03

17-01-2015

REC0002/02018/14-15

40,000/-

04

30-03-2015

REC0002/03166/14-15

3,91,947/-

05

05-05-2015

REC0002/03645/15-16

1,80,000/-

06

22-05-2015

REC0002/03917/15-16

1,77,723/-

07

03-11-2015

REC0002/05495/15-16

1,10,536/-

08

19-04-2016

REC0002/08805/16-17

2,30,382/-

09

24-08-2016

REC0002/11482/16-17

2,18,928/-

10

23-09-2016

REC0002/12241/16-17

2,18,928/-

11

15-11-2016

REC0002/12994/16-17

2,18,928/-

12

17-01-2017

REC0002/13834/16-17

2,18,928/-

13

21-08-2017

For open car parking to covered car parking

5,000/-

14

 

TOTAL

23,47,761/-

( Rupees Twenty Three Lakhs and Forty Seven Thousand and Seven Hundred Sixty One ) only.

 

5.    The Complainants paid Rs. 23,47,761/- ( Rupees Twenty Three Lakhs and Forty Seven Thousand and Seven Hundred Sixty One ) only, as per Demand raised by the opposite parties and whereas a substantial period of 42 months has been expired though the respondents did not deliver the physical possession of the flat and consequently did not execute and register the Deed of Conveyance in favour of the Complainants.

 

6.    It is pertinent to states that the despite the period of 42 months for delivery of possession of the allotted flat has expired, the O.P. company failed to delivered the possession of the flat & car parking and or to register the Deed of Conveyance and or to withdraw the allotment although the Complainants on several occasion opted for the option specifically mentioned in the General terms and conditions ( GTC ).

 

7.    Persistently from the facts and circumstances depicted hereinabove it appears that the respondent company is involved in restrictive trade practices by bringing about manipulation of price and by deviating from terms and conditions for delivery of flat and car parking space as mentioned in the general terms and conditions ( GTC ), and it has been done in such a manner as to impose unjustified cost and restriction upon the complainants. The respondent company has also adopted unfair means of trade practices for the purpose of promoting the sale, use and delivery of possession of the flat and car parking spaces by making false and misleading representation concerning the need for or the usefulness of the services to be rendered by the respondent company.

 

8.    The Complainants seek to get Physical possession & Registration of apartment no. 12A1, on the 12th Floor, HG2 – Tower – 14, at Hiland Greens Phase II with covered car parking.

 

9.    Finding no other alternative recourse the complainants were constrained to issue a notice dated 2nd day of December’ 2021, through his Learned Advocate Ashok Kumar Singh, upon the opposite parties demanding Physical possession & Registration of apartment no. 12A1, on the 12th Floor, HG2 – Tower – 14, at Hiland Greens Phase II with covered car parking. The said notice was dispatched and sent through Speed Post at the respective address of the opposite parties. Despite receipt of the said notice the opposite parties failed and neglected to redress the grievances of the complainants. Hence the instant consumer complainants resort before the Hon’ble Consumer Disputes Redressal Commission Kolkata Unit - II.

 

10. The Complainants relied on the following Documents;

 

(a)  Copy of Letter of allotment dated 08-12-2014, Schedule of Cost and Charges & Payment Schedule, Tax Invoice;

(b)  General Terms and Conditions (GTC);

(c)  Money Receipts;

(d)  Email Communication by the Respondents, on April 3, 2019;

(e)  Email Communication by the Respondents, on 15th July, 2020;

(f)   Legal Notice by the Complainants, dated 2nd day of December’ 2021, with postal receipts & postal track reports;

 

Facts Surfaced by the Opposite Parties;

 

11.   The Opposite Parties appeared in the above referred Consumer Case, on receipt of notice given by the Hon’ble DCDRC Kolkata Unit – II. The Opposite Parties submitted their Written Version in the Consumer Case stating inter alia that the instant application is strictly barred by limitation. As per Section 69(1) of the Consumer Protection Act, 2019, therefore the Hon’ble Commission cannot admit a complaint that has been filed after the expiry of two years from the date of cause of action. Thus in the instant case, even if it is assumed without admitting the same that the cause of action arose on November 3, 2014, as alleged in para 23 of the complaint, two years from the alleged date of cause of action would end in November 3, 2016, but the instant Complaint has been filed much later in 2022.

 

12.  That it is especially relevant to highlight that in the instant case, the Complainants had committed a delay of 62 (sixty two) days in payment of the first installment, 13 (thirteen) days in payment of the second installment, 10 (ten) days in payment of the third installment, 2 (two) days in payment of the fourth installment, 3 (three) days in payment of the sixth installment, 5 (five) days in payment of the seventh installment, and other minor delays. Therefore, the Complainants had made a total delay of 98 (ninety eight) days in making payment of installments. Owing to such delay, a total interest of Rs. 15,439/- (Rupees Fifteen Thousand Four Hundred and Thirty Nine Only) has accrued under Clause 11 of the GTC, and consequently, a payment of Rs. 13,287/- (Rupees Thirteen Thousand Two Hundred and Eight Seven Only) has been made towards such interest.

 

13. The Opposite Parties stated about the circumstances during the period of COVID-19, and the provisions related to the force majeure, etc.

 

14.  The Opposite Parties relied on the following Documents;

 

(a)  Form “B’ of WBHIRA;

(b)  Order dated 29/05/2020, by WBHIRA;

(c)  Form – 3, Certificate for Extension of Registration of Project, dated 15/10/2020, by WBHIRA;

(d)  Email Communication dated June 26, 2021, regarding force majeure;

(e)  Interest ledger;

(f)   Letter dated 23/09/2020, without any postal receipt and postal track report;

 

 Submissions on behalf of the Petitioners;

 

15.  The fact of the Complainants has not been challenged by the Opposite Parties. The Opposite Parties did not deny the facts given by the Complainants. The Opposite Parties did not deny the receipt of the payment made by the Complainants. The Opposite Parties are silent on the Legal Notice served on them by the Complainants.

16. The Opposite Parties raised their contentions about the Cause of action stated in the contents of the paragraph number 23 of the petition of Consumer Complaint of the Complainants. Pertinently, the Cause of Action arose at First threshold, on 03-11-2014, while the Complainants made their payments towards application money for allotment as of Rs. 50,000/- (Rupees Fifty Thousands) only. By Letter dated 08-12-2014, the opposite parties confirmed the allotment for the complainants, providing the GTC, Tax Invoice, Schedule of payments, etc. Thus thereafter, in compliance of the Payment Schedule, the Complainants made their payments to the Opposite Parties, and thereby the last payment has been made only on 21-08-2017. The GTC, states about the delivery of possession within a period of 42 (Forty Two) months from the date of allotment of the apartment, in Clause 11(a), therefore the said 42 (forty two) months from the date of allotment dated 08-12-2014, would be come as 08-06-2018 (8th day of June’ 2018), and by an email communication dated April 3, 2019, the opposite parties communicated to the Complainants placing their sincere apologies for not being able to start construction of Hiland Greens as was committed by them. The opposite parties appreciate that the complainants are distressed by the inordinate delay in the handover of their apartments. Thereafter in the month of March’ 2020, unprecedented pandemic COVID-19 spread out in the Country, which took much enlarged period in normalizing and the post COVID-19 situation started normalization probably since the month of March’ 2021. Thereafter the Complainants send their Legal Notice asking for delivery of possession of their allotted apartment, by way of their Advocate’s Letter dated 2nd day of December’ 2021, which the Opposite Parties were in receipt as appeared from the Postal Track Report; But did not even answer the said Legal notice of the complainants. Persistently the Cause of Action meaning thereby a Bundle of facts, and the accrual of cause of action standing as the compelling circumstances in which the Petitioners come before the Hon’ble DCDRC Kolkata Unit – II, resorting themselves for their reliefs, so far. The given facts clearly shows the case in hand have the continuing cause of action till the delivery of the allotted apartment to the complainant. Therefore the contention about the cause of action by the opposite parties are not acceptable well in the prescribed provisions of Law as enumerated under Section 69 of the Consumer Protection Act’ 2019. The contention is that not only the cause of action is continuing but is also alive.

 

17.  Regarding the delayed payment and accrual of interest no communication has ever been given by the opposite parties to the complainant by email on any occasion, whatsoever. The Letter dated 23/09/2020, has never been served on the Complainants, which has been cited by the opposite parties. The said letter has not been followed by any postal receipt and track report, so far, being the materials to show that the said letter has been ever served on the complainants, therefore presumably, the said letter dated 23/09/2020, is a manufactured document in the line of defense of the opposite parties. However in the contents of delayed payment and interest thereon it has been stated by the Opposite Parties that a total interest of Rs. 15,439/- (Rupees Fifteen Thousand Four Hundred and Thirty Nine Only) has accrued under Clause 11 of the GTC, and consequently, a payment of Rs. 13,287/- (Rupees Thirteen Thousand Two Hundred and Eight Seven Only) has been made towards such interest, therefore a sum of Rs. 2,152/- is lying due on such purported account of interest.

 

18. The Opposite Parties stated about the circumstances during the period of COVID-19, and the provisions related to the force majeure, etc. which is not applicable in the case in hand as By Letter dated 08-12-2014, the opposite parties confirmed the allotment for the complainants, providing the GTC, Tax Invoice, Schedule of payments, etc. Thus thereafter, in compliance of the Payment Schedule, the Complainants made their payments to the Opposite Parties, and thereby the last payment has been made only on 21-08-2017. The GTC, states about the delivery of possession within a period of 42 (Forty Two) months from the date of allotment of the apartment, in Clause 11(a), therefore the said 42 (forty two) months from the date of allotment dated 08-12-2014, would be come as 08-06-2018 (8th day of June’ 2018), and by an email communication dated April 3, 2019, the opposite parties communicated to the Complainants placing their sincere apologies for not being able to start construction of Hiland Greens as was committed by them. The opposite parties appreciate that the complainants are distressed by the inordinate delay in the handover of their apartments.

 

 

Conclusion;

The Petitioners are entitled to get relief in terms of their prayer made in the petition of Consumer Complaint.

 

Judicial Precedent Cited;

Shashwato Chakraborty – Versus – Riverbank Developers Private Limited and Others. Complaint Case No. CC/186/2018, decided on 17th August’ 2023, by the Hon’ble State Consumer Disputes Redressal Commission, West Bengal.

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