PUNJAB
NATIONAL BANK
Circle
Office Murshidabad
3rd Floor, BSNL Telephone
Exchange Building,
Cantonment Road, PO & PS Berhampore,
Murshidabad, West Bengal – 742101
E-mail: chmurshidabad@pnb.bank.in
ARMB/SARFAESI NOTICE/29/2026-27 DATE:
20/06/2025
To,
|
H. M. Enterprise |
Hasna Bewa |
Mehboob Sk |
Sub: Notice u/s 13(2) of Securitisation and Reconstruction of
Financial Assets and Enforcement of Security Interest Act, 2002 (hereinafter
called 'Act')
Dear Sir,
1.At your request, you have been granted by the Bank, through its Nimtala Chunakhali BRANCH (Sol ID:070020)
from time to time, various credit facilities by way of financial assistance
against various assets creating security interest in favour of the Bank. The
relevant particulars of the said credit facilities and the security
agreement(s)/document(s) executed by you are stated in Schedule 'A' and 'B'
respectively excluding pledge of movables. You have availed the financial
assistance with an undertaking for repayment of the said financial assistance
in terms of the said agreement(s)/document(s).
2. You have also created mortgage by way of deposit of title
deeds/ Registered mortgages creating security interest in favour of the Bank.
The documents relating to such mortgage are also stated in Schedule 'B'.
3. The relevant particulars of the secured assets are specifically
stated in Schedule 'C'.
4. You have also acknowledged subsistence of the liability in
respect of the aforesaid credit facilities by executing confirmation of
balances and revival letters and other documents from time to time. The operation
of and conduct of the above said financial assistance/credit facilities have
become irregular and the debt has been classified as Non-Performing Assets on
31.03.2021 in accordance with the directives/guidelines relating to asset
classifications issued by the Reserve Bank of India consequent to the default
committed by you in repayment of principal debt and interest thereon.
5. The said financial assistance is also secured by the personal
guarantee of -
Despite repeated
requests, you have failed and neglected to repay the said dues / outstanding
liabilities.
6. Therefore, the
Bank hereby calls upon you u/s 13(2) of the said Act by issuing this notice to
discharge in full your liabilities stated hereunder to the Bank within 60 days
from the date of this notice. Your outstanding liabilities (in aggregate) due
and owing to the Banks is the sum of Rs.
1,18,45,771.87 (Rupees One Crore Eighteen Lakh Forty-Five Thousand Seven
Hundred Seventy-One Rupees and Eighty-Seven Paise only) as on 31/05/2026.
You are also liable to pay future interest at the contractual rate on the
aforesaid amount together with incidental expenses, cost, charges, etc.
7. If you fail to
repay to the Bank the aforesaid sum of Rs.
1,18,45,771.87 (Rupees One Crore Eighteen Lakh Forty-Five Thousand Seven
Hundred Seventy-One Rupees and Eighty-Seven Paise only) as on 31/05/2026
with further interest and incidental expenses, costs as stated above in terms
of this notice,u/s 13(2) of the Act, the Bank will exercise all or any of the
rights detailed under subsection (4) of Section 13 and under other applicable
provisions of the said Act.
8. You are also put
on notice that in terms of sub-Section 13 of Section 13 you shall not transfer
by sale, lease or otherwise the said secured assets detailed in Schedule 'C' of
this notice without obtaining written consent of the Bank.
9. We invite your
attention to the provisions of sub-section (8) of Section 13 of the SARFAESI
Act which speaks about the time available to the borrower/guarantor to redeem the
secured assets.
10. The Bank
reserves its rights to call upon you to repay the liabilities that may arise
under the outstanding Bills Discounted, Bank Guarantees and Letter of Credit
issued and established on your behalf as well as other contingent liabilities.
11. This notice is
without prejudice to the Bank's right to initiate such other actions or legal
proceedings as it deems necessary under any other applicable provisions of Law.
Yours faithfully,
For Punjab National Bank
कृते पंजाब नेशनल बैंक
For & on behalf of
PUNJAB NATIONAL BANK
AUTHORISED OFFICER
अधिकृत अधिकारी / Authorised Officer
एआरएमबी मुर्शिदाबाद / ARMB Murshidabad
SCHEDULE ‘A’
Name of the Borrower: M/s H. M.
Enterprise (Partners- Hasna Bewa & Mehboob Sk)
Hasna Bewa W/o Late Janaruddin Sekh
Mehboob Sk S/o Late Janaruddin Sekh
|
SL |
NATURE OF FACILITY |
ACCOUNT NUMBER |
OUTSTANDING (AS ON |
|
1 |
CCOTH |
0700250032294 |
84,60,063.00 |
|
2 |
TLPHL |
0700306734640 |
27,14,628.87 |
|
3 |
DLCOV |
0700306740359 |
6,71,080.00 |
|
TOTAL |
1,18,45,771.87 |
||
SCHEDULE
‘B’
List of Documents (Details of Security Documents including all
supplementary documents &
Documents evidencing creation of mortgage)
|
SL |
NAME OF THE DOCUMENT |
NATURE OF SECURITY |
Amount Secured (Rs. in
Actual) |
|
1 |
SALE
DEED NO 2179 OF |
Equitable
Mortgage |
62,65,314.00 |
|
2 |
Specimen
Entry in title deed |
Equitable
Mortgage |
62,65,314.00 |
SCHEDULE ‘C’
Part – I
(Hypothecation
of Movable Properties)
All the
hypothecated properties viz. Current Assets including Stocks, Stocks in Trade,
Receivables, Consumable Stores and Spares and entire current assets and
Hypothecated Movable Plant and Machinery etc. created out of Bank finance.
PART – II
(Equitable
Mortgage of Immovable properties)
|
EQM of
All that part and parcel of Residential Land and Building situated at Mouza- Janmahammadpur,
JL No. 112, and Khatian No. L.R- 2417 Plot No. L.R- 2503, Measuring area 3.50
Decimal Land type of land- viti, Registered at ADSR Sadar Berhampore
Murshidabad, Dist- Murshidabad, and Registered Deed No. I -2179, dated
14.03.2000. In the Name of Hasna Bewa W/o Lt. Janaruddin Sekh East –
Building of Marjina Bibi North –
Road West –
House of Bapi Sk South – House of Rosimuddin Mondal |
||
|
||
|
||
Yours faithfully,
For
Punjab National Bank
For &
on behalf of
PUNJAB NATIONAL BANK
AUTHORISED
OFFICER
ARMB Murshidabad
# We hereby withdraw the demand notice dated 02.07.2021, under 13
(2) of the SARFAESI Act 2002, in compliance with the order dated 29.07.2024 by
the Hon’ble DRT Siliguri in SA 26 of 2022.
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