Monday, May 12, 2025

Powers of RBI under the Banking Regulation Act, 1949

 Powers of RBI under the Banking Regulation Act, 1949

+--------------------------------------------------------+

|                  **Powers of RBI under**               |

|               **Banking Regulation Act, 1949**          |

+--------------------------------------------------------+

               |                        |

               |                        |

+--------------v--------------+  +--------------v-------------+

|  **Regulation of Banks**    |  | **Inspection and Audit**    |

| (Licensing, Management,     |  | (Inspection of bank books   |

| Minimum Capital, and        |  | and records for compliance) |

| Reserve Requirements)       |  +----------------------------+

+--------------+---------------+

               |

               v

    +-------------------------------+

    | **Regulation of Financial     |

    | Institutions (Co-Operative    |

    | Banks, Foreign Banks, etc.)   |

    +-------------------------------+

               |

               v

    +-------------------------------+

    | **Monetary & Credit Control** |

    | (Setting CRR, SLR, Repo Rates)|

    +-------------------------------+

               |

               v

    +-------------------------------+

    | **Supervision of Management** |

    | (Appointment & Removal of     |

    | Management in case of default)|

    +-------------------------------+

               |

               v

    +-------------------------------+

    | **Reconstruction & Revival**  |

    | (Power to assist with mergers,|

    | amalgamations, and restructuring)|

    +-------------------------------+

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