Before the Hon’ble State Consumer Disputes
Redressal Commission, West Bengal
Khadya Bhawan, 11A, Mirza Ghalib Street,
Kolkata – 700 087.
I.A. No. _________of 2026
IN
Execution Application No. 16 of 2026
(Arising out of Consumer Case
No. SC/19/CC/263/2020)
In the matter of:
Shri Sanjib Das, Son of Late Sankar Chandra
Das, Residing at Premises No. Block – E6, Tagore Park, Ward No. 10, Kolkata –
700039, District – South 24 Parganas, West Bengal.
… Decree Holder / Applicant
-
Versus
–
1.
M/s.
Riverbank Developers Private Limited, Having its Office at: Premises No. 225C, A.J.C.
Bose Road, 4th Floor, Kolkata – 700020, District – Kolkata, West Bengal.
2.
M/s.
Riverbank Developers Private Limited, Having its Office at: Premises No. 227, A.J.C. Bose
Road, Block – B, 4th Floor, Kolkata – 700020,
District – Kolkata, West Bengal.
… Judgment Debtors / Opposite
Parties
APPLICATION UNDER SECTION 72 OF THE CONSUMER
PROTECTION ACT, 2019;
FOR INITIATION OF PENAL PROCEEDINGS AGAINST THE JUDGEMENT DEBTORS FOR
WILFUL, DELIBERATE AND CONTUMACIOUS NON-COMPLIANCE OF THE FINAL ORDER PASSED BY
THIS HON'BLE COMMISSION
To,
The
Hon’ble President and His Companion Members of the State Consumer Disputes
Redressal Commission, West Bengal;
The humble
petition being Consumer Complaint of the above named Complainant, most
respectfully;
Sheweth as under ;
1. That the Applicant herein is
the original Complainant and Decree Holder in Consumer Complaint No. SC/19/CC/263/2020,
which was finally adjudicated by this Hon’ble State Consumer Disputes Redressal
Commission, West Bengal, after full consideration of pleadings, documents and
evidence placed on record.
2. That by a reasoned and speaking
Order &
Judgment dated 11.06.2025, this Hon’ble Commission was pleased
to allow the said Consumer Complaint ex-parte,
upon being fully satisfied that the Judgment Debtors had indulged in unfair
trade practices and deficiency in service, and were liable jointly and
severally to compensate the Applicant.
3. That under the said Order &
Judgment dated 11.06.2025, the Judgment Debtors were directed to refund a sum
of Rs.
24,22,603/-, to pay Rs.
50,000/- towards compensation for mental agony and harassment,
and Rs. 30,000/-
towards litigation cost, within a period of one month from
the date of the order, failing which interest @ 7% per annum was made payable till
full realization.
4. That the Consumer Complaint was
decided ex-parte not due to lack of notice, but solely because the Judgment
Debtors, despite entering appearance and filing their Written Versions, deliberately chose to abstain
from trial proceedings, thereby abusing the process of law and
frustrating adjudication.
5. That subsequent to the
pronouncement of the judgment, it came to light that the order contained
certain typographical
errors relating to the refundable amount, which necessitated
filing of a Review Application being SC/19/RA/20/2025
by the Applicant, strictly limited to clerical correction.
6. That this Hon’ble Commission,
upon being satisfied that the errors were purely clerical in nature, was
pleased to allow the Review Application by Order No. 17 dated 09.10.2025,
thereby correcting and clarifying the payable amounts, and rendering the decree
final, executable and free from ambiguity.
7. That despite the lapse of more
than the statutory period of compliance from the date of the original judgment
as well as from the correction order, the Judgment Debtors have failed, neglected and refused
to comply with the lawful directions of this Hon’ble Commission.
8. That the Judgment Debtors have
not preferred any appeal, revision or challenge against either the original
Order dated 11.06.2025 or the correction Order dated 09.10.2025, nor have they
obtained any stay from any competent forum, and as such, the decree has
attained finality
and enforceability.
9. That in a last attempt to
secure voluntary compliance, the Applicant caused issuance of a Legal Notice dated 26.12.2025,
sent through Registered Post / Speed Post / Courier / E-mail, calling upon the
Judgment Debtors to comply with the decree within fifteen days, which notice
was duly served and received.
Photostat
copy of Legal Notice dated 26/12/2025, along with postal receipts and postal
track report are collectively enclosing herewith and marked as Annexure – “A”.
10.
That
even after receipt of the said legal notice, the Judgment Debtors neither
replied nor complied, which clearly establishes their willful and deliberate
intention to disobey the lawful order of this Hon’ble
Commission.
11.
That
the continued non-compliance by the Judgment Debtors is not accidental,
inadvertent or due to financial incapacity, but is conscious, calculated and
contumacious, amounting to civil contempt in substance and
attracting penal consequences under the Consumer Protection Act, 2019.
12.
That
the Judgment Debtors are private limited companies carrying on business from
prime commercial locations in Kolkata, and are financially sound, yet have
chosen to flout the decree, thereby demonstrating mens rea and mala fide intent
to defeat the rights of the consumer.
13.
That
the Decree Holder, being gravely aggrieved by the wilful, deliberate and
continuous non-compliance of the Order & Judgment dated 11.06.2025, as
subsequently corrected and clarified by Order No. 17 dated 09.10.2025, passed
by this Hon’ble State Consumer Disputes Redressal Commission, West Bengal in
Consumer Case No. SC/19/CC/263/2020, has been constrained to invoke the
execution jurisdiction of this Hon’ble Commission. The Decree Holder begs to
move the present application under the prescribed provisions of Sections 72 of
the Consumer Protection Act, 2019, seeking penal action for wilful disobedience,
on the following grounds, amongst others, as the Judgment Debtors have failed,
neglected and refused to comply with the lawful directions of this Hon’ble
Commission despite lapse of the statutory period, correction of clerical
errors, service of legal notice and absence of any stay or challenge, thereby
rendering themselves liable to coercive execution and penal consequences under
the Act
GROUNDS
I.
Because the Order & Judgment dated
11.06.2025,
as corrected by Order No. 17
dated 09.10.2025, passed in SC/19/CC/263/2020, has attained finality, no
appeal or stay having been preferred by the Judgment Debtors, and is therefore
binding and executable in law;
II.
Because the Judgment Debtors were
granted sufficient opportunity to contest the Consumer Complaint, had entered
appearance and filed Written Versions, yet deliberately abstained from trial
proceedings, leading to an ex-parte adjudication on merits, which cannot now be
avoided at the execution stage;
III.
Because the directions issued by this
Hon’ble Commission are clear,
specific and unambiguous, mandating refund, compensation and
litigation cost within a stipulated period, leaving no scope for interpretation
or confusion on the part of the Judgment Debtors;
IV.
Because the correction Order dated 09.10.2025
merely rectified clerical and typographical errors and did not alter the
substantive liability of the Judgment Debtors, and therefore the decree remains
fully enforceable from the date of the original judgment;
V.
Because despite expiry of the
statutory compliance period and lapse of several months thereafter, the
Judgment Debtors have failed
and neglected to make payment of even a single rupee, which by
itself establishes deliberate and willful non-compliance;
VI.
Because the Judgment Debtors have not
approached this Hon’ble Commission or any superior forum seeking extension of
time, modification, recall or stay of the order, thereby demonstrating
conscious disregard for the authority of this Hon’ble Commission;
VII.
Because the Legal Notice dated 26.12.2025,
served through Registered Post / Speed Post / Courier / E-mail, calling upon
the Judgment Debtors to comply within fifteen days, was wilfully ignored,
further reinforcing their contumacious conduct;
VIII. Because the Judgment Debtors are
private limited companies operating from prime commercial locations and are
financially capable of satisfying the decree, and their plea of inability, if
any, is false, illusory and untenable;
IX.
Because the prolonged non-payment has
caused grave financial loss, mental agony and harassment to the Applicant,
defeating the very object of consumer protection and speedy redressal envisaged
under the Consumer Protection Act, 2019;
X.
Because Section 72 of the
Consumer Protection Act, 2019 mandates penal consequences, including
imprisonment and fine, for failure to comply with the lawful orders of the
Consumer Fora, and the conduct of the Judgment Debtors squarely attracts the
said provision;
XI.
Because wilful disobedience of
consumer decrees undermines the dignity and effectiveness of this Hon’ble
Commission, and unless stringent action is taken, errant traders would be
encouraged to treat consumer orders as inconsequential;
XII. Because the present execution application
is filed bona fide, within limitation, and in the interest of justice, equity
and good conscience;
XIII. Because no prejudice shall be caused
to the Judgment Debtors by execution of a lawful and final decree, whereas
grave and irreparable injury shall be caused to the Applicant if execution is
delayed any further.
14.
That
the Applicant has been deprived of his hard-earned money for an unconscionably
long period and has suffered severe financial hardship, mental agony and
harassment solely due to the deliberate acts of the Judgment Debtors.
15.
That
the Decree Holder respectfully submits that although the Final Order/Judgment
passed by this Hon'ble Commission has attained finality and has become fully
executable in law, the Decree Holder is unfortunately not aware of the
particulars of any movable or immovable assets, bank accounts, receivables,
investments or other attachable properties standing in the name of the Judgment
Debtors/Opposite Parties. The Judgment Debtors, being corporate entities, have
deliberately withheld and concealed the particulars of their assets from the
Decree Holder, thereby rendering it impossible for him to identify the
properties which may be subjected to attachment in execution of the decree
under the provisions of Section 71 of the Consumer Protection Act, 2019.
Consequently, despite possessing a lawful and executable decree, the Decree
Holder is unable to seek specific orders of attachment against any identifiable
property of the Judgment Debtors, not because of any negligence on his part but
solely due to the absence of knowledge regarding the assets of the Judgment
Debtors and the non-disclosure thereof by them.
16.
That
the Decree Holder further states that he is an ordinary consumer who has
already suffered substantial financial loss by reason of the unfair trade
practice and deficiency in service committed by the Judgment Debtors and
thereafter by their deliberate and continued refusal to comply with the lawful
decree passed by this Hon'ble Commission. The Decree Holder is not financially
capable of bearing the expenses that may become necessary for taking recourse
to the procedure relating to civil imprisonment in execution proceedings under
Section 71 of the Consumer Protection Act, 2019, read with the relevant
provisions governing execution of decrees. The expenses incidental to such
proceedings, including the costs required for the arrest and detention of the
Judgment Debtors in civil prison in accordance with law, are beyond the
financial capacity of the Decree Holder, who has already been deprived of his
hard-earned money for a prolonged period. In these compelling circumstances,
the Decree Holder has no efficacious or practical remedy available except to
invoke the penal jurisdiction of this Hon'ble Commission under Section 72 of
the Consumer Protection Act, 2019.
17.
That
the Decree Holder most respectfully submits that the statutory remedy provided
under Section 72 of the Consumer Protection Act, 2019 is intended by the
Legislature to ensure that the lawful orders passed by the Consumer Commissions
are not reduced to mere paper decrees and that parties who deliberately and
wilfully disobey such orders are visited with appropriate penal consequences.
The facts and circumstances of the present case unmistakably disclose a continuous,
deliberate, intentional and contumacious disobedience of the Final
Order/Judgment dated 11.06.2025, as subsequently corrected by Order No. 17
dated 09.10.2025, passed by this Hon'ble Commission in Consumer Complaint No.
SC/19/CC/263/2020. The conduct of the Judgment Debtors demonstrates complete
disregard for the authority, dignity and majesty of this Hon'ble Commission and
squarely attracts the penal provisions contained in Section 72 of the Consumer
Protection Act, 2019.
18.
That
the Decree Holder, finding no other efficacious, speedy or adequate remedy
available under the facts and circumstances of the present case and being a
law-abiding citizen of India having utmost faith in the rule of law and the
administration of justice, has been constrained and compelled to invoke the
penal jurisdiction of this Hon'ble Commission by filing the present application
under Section 72 of the Consumer Protection Act, 2019, complaining of the
deliberate, wilful and persistent non-compliance of the Final Order/Judgment dated
11.06.2025, as corrected by Order No. 17 dated 09.10.2025, passed in Consumer
Complaint No. SC/19/CC/263/2020. The present application has been instituted
praying, inter alia, that this Hon'ble Commission may be pleased to take
cognizance of the offence of non-compliance contemplated under Section 72(1)
and Section 72(2) of the Consumer Protection Act, 2019, proceed against the
persons responsible for such non-compliance in accordance with law, impose the
punishment prescribed therein, including imprisonment and fine, and adopt all
consequential measures as may be necessary to secure obedience of the decree
and uphold the authority of this Hon'ble Commission.
19.
That
the Decree Holder further respectfully submits that, having regard to the penal
nature of the proceedings contemplated under Section 72 of the Consumer
Protection Act, 2019, this Hon'ble Commission may graciously be pleased to
treat the present application as a formal complaint disclosing the commission
of an offence arising from the deliberate failure and omission to comply with
the lawful order of this Hon'ble Commission and to proceed in accordance with
the procedure prescribed under the applicable provisions of the Consumer
Protection Act, 2019 read with the relevant provisions of the Bharatiya Nagarik
Suraksha Sanhita, 2023, including Section 223 thereof, insofar as the same may
be applicable for recording the substance of accusation and for conducting the
proceedings in accordance with law. The Decree Holder humbly submits that such
a course alone would advance the object of the Consumer Protection Act and
ensure effective enforcement of the decree passed by this Hon'ble Commission.
20.
That
unless this Hon'ble Commission is pleased to invoke its penal jurisdiction and
adopt immediate and effective coercive measures as contemplated under Section
72 of the Consumer Protection Act, 2019, the Judgment Debtors shall continue to
enjoy the fruits of their deliberate disobedience while the Decree Holder shall
continue to suffer irreparable financial loss, grave hardship, continuing
mental agony and irreparable injury. Such continued inaction would not only
deprive the Decree Holder of the fruits of the decree lawfully obtained after
due adjudication but would also defeat the very purpose and object of the
Consumer Protection Act, 2019, which has been enacted to provide speedy, simple
and effective redressal to consumers. If such deliberate disobedience is permitted
to continue unchecked, the Final Order/Judgment dated 11.06.2025, as corrected
by Order No. 17 dated 09.10.2025, passed by this Hon'ble Commission, would be
rendered wholly ineffective, unenforceable and virtually infructuous, thereby
seriously undermining the authority and efficacy of this Hon'ble Commission.
21.
That
the facts and circumstances narrated hereinabove unequivocally establish that
it has become absolutely necessary and imperative for this Hon'ble Commission
to exercise its statutory powers under Section 72 of the Consumer Protection
Act, 2019 and to proceed with appropriate coercive and penal measures against
the Judgment Debtors and the persons responsible for the affairs and management
of the corporate entities concerned. The continued and deliberate defiance of
the lawful order of this Hon'ble Commission leaves no room for indulgence and
calls for immediate initiation of proceedings under Section 72 so that the
sanctity of judicial orders is preserved, the confidence of consumers in the justice
delivery mechanism is maintained and the legislative intent underlying the
Consumer Protection Act, 2019 is effectively implemented. The interests of
justice, equity and good conscience therefore overwhelmingly require this
Hon'ble Commission to invoke the coercive jurisdiction vested in it and to
proceed against the Judgment Debtors strictly in accordance with law.
22.
That
in the aforesaid facts and circumstances, the Decree Holder most respectfully
submits that the persistent, intentional and contumacious non-compliance of the
Final Order/Judgment dated 11.06.2025,
as subsequently corrected by Order
No. 17 dated 09.10.2025 passed in Consumer Complaint No.
SC/19/CC/263/2020, has matured into a statutory offence
punishable under the provisions of Section 72 of the Consumer Protection Act,
2019. The ingredients constituting the offence contemplated under Section 72
stand fully established inasmuch as the Judgment Debtors had complete knowledge
of the order, the decree has attained finality, no appeal or order of stay has
been obtained from any superior forum, sufficient opportunity for voluntary
compliance has been afforded, and notwithstanding all such circumstances, the
Judgment Debtors have consciously, deliberately and wilfully failed and
neglected to comply with the lawful directions issued by this Hon'ble
Commission. Such deliberate omission is neither accidental nor bona fide but is
a calculated and continuing defiance of the authority of this Hon'ble
Commission, warranting immediate invocation of its penal jurisdiction.
23.
That
the Decree Holder respectfully submits that this Hon'ble Commission, while
exercising jurisdiction under Section 72 of the Consumer Protection Act, 2019,
is vested with ample statutory authority to take cognizance of the offence arising
out of the deliberate non-compliance of its own lawful order and to proceed
against every person responsible therefor in accordance with law. The Decree
Holder, therefore, humbly prays that this Hon'ble Commission may graciously be
pleased to treat the present application itself as a formal complaint
disclosing commission of an offence under Section 72 of the Consumer Protection
Act, 2019 and be further pleased to proceed in accordance with the procedure
prescribed by law, including, to the extent applicable and not inconsistent
with the provisions of the Consumer Protection Act, 2019, the relevant
provisions of the Bharatiya Nagarik Suraksha Sanhita, 2023, particularly
Section 223 thereof, for recording the substance of the accusation, securing the
appearance of the accused persons, conducting the proceedings in accordance
with law and, upon proof of the offence, awarding the punishment prescribed
under Section 72(1) and Section 72(2) of the Consumer Protection Act, 2019.
24.
That
the Decree Holder further respectfully submits that the Judgment Debtors are
juristic persons and are acting through their Directors, Managing Director,
Principal Officers and other persons who are in charge of and responsible for
the conduct of the business of the companies. The deliberate decision not to
honour the decree passed by this Hon'ble Commission is attributable to the
persons who are controlling the affairs of the Judgment Debtor Companies, and
therefore, in order to give meaningful effect to the penal provisions contained
in Section 72 of the Consumer Protection Act, 2019, this Hon'ble Commission may
be pleased to summon such Directors and Principal Officers, require their
personal appearance before this Hon'ble Commission, record their explanations
and, upon being satisfied that the default is wilful and deliberate, proceed to
impose appropriate punishment of imprisonment together with fine in accordance
with the mandate of Section 72 of the Consumer Protection Act, 2019.
25.
That
the present case is not one of mere technical default or delayed compliance but
is a glaring instance of conscious and deliberate disobedience of a final
judicial determination. The conduct of the Judgment Debtors strikes at the very
foundation of the rule of law and tends to erode the authority, dignity and
efficacy of the Consumer Commissions constituted under the Consumer Protection
Act, 2019. Unless exemplary and deterrent action is taken in the present case,
unscrupulous builders, traders and service providers would be encouraged to
treat the judgments and orders passed by the Consumer Commissions as
inconsequential, thereby frustrating the legislative intent of providing
simple, inexpensive and speedy consumer justice.
26.
That
it has therefore become not only appropriate but absolutely necessary,
expedient and imperative in the interest of justice that this Hon'ble
Commission should immediately invoke and exercise the coercive and penal powers
conferred under Section 72 of the Consumer Protection Act, 2019 against the
Judgment Debtors and every person responsible for the management and affairs of
the corporate entities concerned. The circumstances of the present case leave
no scope for granting any further indulgence to the Judgment Debtors, whose
continued disobedience has persisted despite repeated opportunities and despite
the decree having attained finality. The ends of justice, the majesty of law,
the sanctity of judicial orders and the confidence of consumers in the justice
delivery system all demand that stringent penal action be initiated forthwith,
so that obedience to the lawful orders of this Hon'ble Commission is secured
and the Final Order/Judgment dated 11.06.2025, as corrected by Order No. 17
dated 09.10.2025, is not rendered illusory, ineffective or infructuous.
27.
That
Section 72 of the Consumer Protection Act, 2019 further empowers this Hon’ble
Commission to impose penal
sanctions including imprisonment and fine upon persons who fail
or omit to comply with its orders, and the present case squarely attracts the
said provision.
28.
That
unless stringent coercive steps are taken at this stage, the very authority,
dignity and efficacy of this Hon’ble Commission would be rendered illusory, and
unscrupulous traders would be encouraged to treat consumer decrees as mere
paper orders.
29.
That
the Certified Copy of Order & Judgment dated 11.06.2025, as
corrected by Order No. 17
dated 09.10.2025, passed in SC/19/CC/263/2020, are enclosing
herewith, collectively.
30.
That
the present Execution Application is bona fide, maintainable in law, within limitation,
and filed in the interest of justice.
In
the premises aforesaid, the Decree Holder/Applicant most respectfully prays
that this Hon'ble State Consumer Disputes Redressal Commission may graciously
be pleased to;
a) Take cognizance of the deliberate, wilful,
intentional and continuous failure and omission of the Judgment
Debtors/Opposite Parties to comply with the Final Order/Judgment dated 11.06.2025, as corrected by Order No. 17 dated 09.10.2025, passed by this Hon'ble
Commission in Consumer
Complaint No. SC/19/CC/263/2020,
and be pleased to register and entertain the present application under Section
72 of the Consumer Protection Act, 2019;
b) Be pleased to treat the present application as a
formal complaint disclosing commission of an offence punishable under Section
72 of the Consumer Protection Act, 2019 and proceed in accordance with the
provisions of the said Act and, to the extent applicable and not inconsistent
therewith, in accordance with the relevant provisions of the Bharatiya Nagarik
Suraksha Sanhita, 2023, including Section 223 thereof;
c) Issue summons and/or process upon the Judgment
Debtors/Opposite Parties and also upon their Directors, Managing Director,
Principal Officers and every person who was in charge of and responsible for
the conduct of the business of the corporate entities at the relevant time,
directing their personal appearance before this Hon'ble Commission on a date to
be fixed;
d) Upon appearance of the accused persons, be
pleased to record the substance of the accusation in accordance with law and
proceed with the trial of the offence punishable under Section 72 of the
Consumer Protection Act, 2019;
e) Upon completion of the proceedings and upon being
satisfied that the Judgment Debtors/Opposite Parties have deliberately and
wilfully failed and omitted to comply with the lawful Final Order/Judgment of
this Hon'ble Commission, be pleased to hold them guilty of the offence
punishable under Section 72 of the Consumer Protection Act, 2019;
f) Convict the persons found guilty and sentence
them to imprisonment for such period as this Hon'ble Commission may deem fit
and proper in accordance with Section 72(1) of the Consumer Protection Act,
2019, and further impose the statutory fine prescribed under Section 72 of the said
Act, or both, considering the gravity, persistence and contumacious nature of
the default;
g) Direct that the fine, if realised, be dealt with
in accordance with law and pass such consequential directions as may be
necessary to ensure effective compliance with the Final Order/Judgment of this
Hon'ble Commission;
h) Direct the Judgment Debtors/Opposite Parties to
forthwith comply with the Final Order/Judgment dated 11.06.2025, as corrected by Order No. 17 dated 09.10.2025, by making payment of the
entire decretal amount together with accrued interest, compensation, litigation
costs and all other consequential dues payable thereunder within such time as
this Hon'ble Commission may deem fit and proper;
i) Award the costs of the present proceedings in
favour of the Decree Holder/Applicant and direct the Judgment Debtors/Opposite
Parties to pay the same;
j) Pass such further, other or consequential order
or orders, including any coercive or ancillary directions, as this Hon'ble
Commission may deem fit and proper for securing obedience to its Final
Order/Judgment, preserving the dignity and authority of this Hon'ble
Commission, preventing abuse of the process of law and securing the ends of
justice.
And
for this act of kindness, the Petitioner, as in duty bound shall ever pray.
Verification
I,
Shri Sanjib Das, being the Decree Holder/
Petitioner herein, do hereby declare that the forgoing paragraphs no________to
________are true to the best of my knowledge and rest prayers portions are my
humble submission before the Hon’ble State Consumer Disputes Redressal Commission,
West Bengal, and I duly sign and verify this petition on _____________2026, at
Kolkata.
Shri Sanjib Das
Identified
by me,
Advocate.
Prepared
in my Chamber,
Advocate.
Dated
: ____________2026.
Place
: Kolkata.
AFFIDAVIT
Affidavit of Sri Sanjib Das, Son of Late
Sankar Chandra Das, aged about _____years, by faith Hindu, by Occupation –
Business, residing at Block – E6, Tagore Park, Ward no. 107, South 24 Parganas,
Kolkata – 700 039, West Bengal.
I,
the above deponent do hereby solemnly affirm and declare as under :-
1
: That I am being the petitioner, in the above case, thoroughly conversant with
the facts and circumstances of the present case and am competent to swear this
affidavit.
2
: That the facts contained in my accompanying complaint / application, the
contents of which have not been repeated herein for the sake of brevity may be
read as an integral part of this affidavit and are true and correct to my
knowledge.
DEPONENT
Verification
I,
the above named deponent do hereby solemnly verify that the contents of my
above affidavit are true and correct to my knowledge, and no part of it is
false and nothing material has been concealed therein.
Verified
this ………….the day of …………….2026, at Kolkata.
DEPONENT
Identified
by me,
Advocate.
Prepared
in my Chamber,
Advocate.
Dated
:……………2026.
Place
: Kolkata.
N O T A R Y
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